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01/13/2024 01:21 AM

6.3

Requirements

You must contact Customer Support in order to enable relaxed requirements for address data and expiration date as described in this article.

Services

  • Authorization
  • Capture
  • Stand-alone credit
  • Subscription create
  • Subscription update

Processors

  • American Express Direct
  • Barclays
  • Chase Paymentech Solutions
  • Cielo 3.0
  • Comercio Latino
  • Credit Mutuel-CIC
  • Elavon
  • Elavon Americas
  • FDC Compass
  • FDC Nashville Global
  • FDI Australia
  • FDMS South
  • Getnet
  • GPN
  • HBoS
  • Ingenico ePayments (previously Global Collect)
  • Moneris
  • OmniPay Direct
  • Rede
  • SIX
  • Visa Platform Connect
  • Worldpay VAP

Important!

When relaxed requirements for address data and expiration date are enabled for your Cybersource account, and your service request does not include one or more of the fields in the following list, you increase the risk of declined transactions and fraud depending on your location, your processor, and the cardholder's issuing bank.

It is your responsibility to determine whether a field is required for the transaction you are requesting. For example, effective October 2014, an issuing bank can decline an authorization request for a recurring transaction with a Visa Europe card if the expiration date is incorrect, invalid, or missing. If you do not provide the correct expiration date for a recurring transaction the authorization request may be declined.

REST API

Address FieldNote
orderInformation.billTo.address1  
orderInformation.billTo.administrativeArea  
orderInformation.billTo.country 
orderInformation.billTo.email 
orderInformation.billTo.firstName 
orderInformation.billTo.lastName 
orderInformation.billTo.locality 
orderInformation.billTo.postalCodeWhen you include this field in your request, you must also include orderInformation.billTo.country except on Chase Paymentech Solutions, FDC Compass, FDC Nashville Global, GPN, and Visa Platform Connect.

 

Expiration Date FieldNote
paymentInformation.card.expirationMonth

When you include this field in your request, you must also include paymentInformation.card.expirationYear except on Chase Paymentech Solutions, FDC Compass, FDC Nashville Global, and GPN.

You can submit an expiration date that has expired on Chase Paymentech Solutions, FDC Compass, FDC Nashville Global, GPN, and Visa Platform Connect. This exception does not apply when you combine any of the services listed above with any other service.

paymentInformation.card.expirationMonth is required for payment network token transactions and subscription creation requests.

paymentInformation.card.expirationYear

When you include this field in your request, you must also include paymentInformation.card.expirationMonth except on Chase Paymentech Solutions, FDC Compass, FDC Nashville Global, and GPN.

You can submit an expiration date that has expired on Chase Paymentech Solutions, FDC Compass, FDC Nashville Global, GPN, and Visa Platform Connect. This exception does not apply when you combine any of the services listed above with any other service.

paymentInformation.card.expirationYear is required for payment network token transactions and subscription creation requests.

Simple Order API

Address FieldNote
billTo_city 
billTo_country 
billTo_email 
billTo_firstname 
billTo_lastname 
billTo_postalCode

When you include this field in your request, you must also include billTo_country except on Chase Paymentech Solutions, FDC Compass, FDC Nashville Global, GPN, and Visa Platform Connect. 

billTo_state 
billTo_street1 

 

Expiration Date FieldNote
card_expirationMonth

When you include this field in your request, you must also include card_expirationYear except on Chase Paymentech Solutions, FDC Compass, FDC Nashville Global, and GPN.

You can submit an expiration date that has expired on Chase Paymentech Solutions, FDC Compass, FDC Nashville Global, GPN, and Visa Platform Connect. This exception does not apply when you combine any of the services listed above with any other service.

card_expirationMonth is required for payment network token transactions and subscription creation requests.

card_expirationYear

When you include this field in your request, you must also include card_expirationMonth except on Chase Paymentech Solutions, FDC Compass, FDC Nashville Global, and GPN.

You can submit an expiration date that has expired on Chase Paymentech Solutions, FDC Compass, FDC Nashville Global, GPN, and Visa Platform Connect. This exception does not apply when you combine any of the services listed above with any other service.

card_expirationYear is required for payment network token transactions and subscription creation requests.

SCMP API

Address FieldNote
bill_address1 
bill_city 
bill_country 
bill_state 
bill_zip

When you include this field in your request, you must also include bill_country except on Chase Paymentech Solutions, FDC Compass, FDC Nashville Global, GPN, and Visa Platform Connect.

customer_email 
customer_firstname 
customer_lastname 

 

Expiration Date FieldNote
customer_cc_expmo 

When you include this field in your request, you must also include customer_cc_expyr except on Chase Paymentech Solutions, FDC Compass, FDC Nashville Global, and GPN.

You can submit an expiration date that has expired on Chase Paymentech Solutions, FDC Compass, FDC Nashville Global, GPN, Visa Platform Connect.

customer_cc_expmo is required for payment network token transactions and subscription creation requests.

customer_cc_expyr

When you include this field in your request, you must also include customer_cc_expmo except on Chase Paymentech Solutions, FDC Compass, FDC Nashville Global, and GPN. 

You can submit an expiration date that has expired on Chase Paymentech Solutions, FDC Compass, FDC Nashville Global, GPN, and Visa Platform Connect.

customer_cc_expyr is required for payment network transactions and subscription creation requests.

 



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